Whomever you choose to service your home loan, we’ll need to bring thorough documentation supporting your buying position and credit history. There are some primary documents that your loan officer will use to qualify and ultimately negotiate your home loan. Having...

Not-So-Big Secret: Lenders Need 2 Years Tax Returns During the housing boom, lenders seldom needed borrowers to produce copies of federal tax returns. But today, lenders usually ask borrowers to share their entire tax returns, for atleast 2 years. Additionally, most...

Understanding Your Home Loan Options The options when constructing your home mortgage with your home loan officer can by terrifying. It’s not a big deal, right? Just the most important transaction of your life. It really doesn’t have to be though. Arm yourself with...

It’s an old adage that everyone wants more for less, and home buyers are no different. If you want the most home for your money then you need to get the best mortgage rate you can. The next question is obvious, “How Can I Get the Lowest Mortgage Rates?” Together, lets...

A Fool Proof Guide: How to Choose a REALTOR You Can Trust Choosing the right REALTOR® can be a daunting task. When there are so many to pick from and so much sales information to sort through, it’s enough to turn the best of us batty. Have no fear, my friends. I am...